Bowie Apostolic Church
Proverbs Day 19
Posted on January 22nd, 2013

In A Nutshell: The Ugly Truth About Debt

Prov 22:7 The rich rules over the poor, And the borrower becomes the lender's slave.
The application of this scripture is debated furiously from those that think it does not apply today and those who definitely do. As you know, many of us have debt. It is normal for people to have a mortgage or rent. Most don’t buy cars without a car loan. Many cannot go to college without loans. If this is the reality of our times, then how is this scripture applicable today?

The issue is not whether this scripture is applicable, but that the latter portion of the scripture is overemphasized above the first part of the verse. The focus is really upon the oppressive nature that some rich people have toward the poor. I qualify this statement as the “stereotypical, oppressive rich” and not all rich people. Let’s face it, in every economy all money flows to the top of the economic scale. What that can cause is a disparity between social classes.

The bottom line is that all of our assets belong to God and we are to be good stewards over what He has entrusted into our hands. Because we belong to Him and His kingdom, our assets are to provide kingdom resources. They should not be eaten up by bad financial situations that were completely unnecessary. Not only that, but because of that it is God’s intention to prosper us. Read what God has to say about this:

Deuteronomy 8:18 You shall remember the LORD your God, for it is he who gives you power to get wealth, that he may confirm his covenant that he swore to your fathers, as it is this day.
He goes on to say:

Deuteronomy 28:12 The LORD will open to you his good treasury, the heavens, to give the rain to your land in its season and to bless all the work of your hands. And you shall lend to many nations, but you shall not borrow. 13 And the LORD will make you the head and not the tail, and you shall only go up and not down, if you obey the commandments of the LORD your God, which I command you today, being careful to do them, 

I know what you are thinking. You’re asking, so where does the application of the proverb come into play? It is simple, if we are overburdened with debt, then we are bound to our creditors. We are not free to do what we want with our finances until we are free from debt. There is always obligation. In many situations, there is regret. There is also stress. When our financial resources, emotional resources, and mental resources are bound with debt we cannot be in the will of God according what the word of God is saying. Somehow we have become bound to another power and the resources that could be opened up to us have been shut up because we cannot give to God.

This is bondage. Why? Because we cannot live our lives in freedom or peace. We cannot give to God. It is bondage because it blocks our blessings. It is bondage because one of the great paradoxes of scripture is that we gain through giving. Doesn’t make sense? I know, but it works. Why? Because the word of God says it will:

Luke 6:38 ….give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.” 

The bottom line is that debt CAN be affordable, but it also can be oppressive. The determination of when affordability turns to oppression is based on your income and the free will that God gave you. It is your responsibility to guard God's resources in your life.

Posted in Bible 2013, Proverbs    Tagged with debt, borrower, slave, lender, wealth, finances


Sis. Mae - July 19th, 2013 at 9:30 PM
Allow me a "senior moment"; I mean, a singing moment;

I owe it all to the Lord!
I owe it all to the Lord.
Everything that I have;
I owe it all to the Lo o ord!
Everything that I have;
Jesus gave it to me.
(Yes, He did.)
Everything that I have;
Jesus gave it to me.
I owe it all to the Lord.

COMPLETE: Prov. 19:__; The discretion of a man deferreth his anger;...
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